Stamp Duty Rebate for Mixed-Use Properties

If you are looking to buy a residential property or piece of land in England or Northern Ireland, Stamp Duty Land Tax (SDLT) is something you’ll need to consider. Stamp duty is paid on properties worth more than £250,000, though the amount you’re required to pay can vary on a case-by-case basis. There are certain conditions which exempt a buyer from having to pay stamp duty, such as if you are a first-time buyer. Similarly, if you pay too much stamp duty or end up paying when you don’t need to, you could be eligible for a stamp duty rebate where the money is refunded. Discover whether you can get a stamp duty rebate for mixed-use properties and the potential relief and exemptions available with Stamp Duty Rebate.

Speak to us for a free, no-obligation assessment

Request a call back for a confidential chat to see if you may be eligible for a refund.
OR
Call Us Now 0203 988 0160

This field is for validation purposes and should be left unchanged.

Please read our Terms & Conditions.
Your information will not be passed on to 3rd parties

Client Testimonials

mixed-use-property-apartment-block-stamp-duty-rebate

What Is Considered a Mixed-Use Property?

A mixed-use property is defined as one that has both residential and non-residential elements. For instance, a flat or apartment connected to a shop is a good example of a mixed-use property. Residential property is essentially somewhere that is used as a dwelling or place to live in layman’s terms. However, non-residential properties are a bit harder to define.

Non-residential properties can include:

  • Commercial spaces e.g. a shop or office
  • Property that is not suitable to be lived in
  • Agricultural land that is part of a farm or used for other agricultural reasons
  • Forests
  • Any other land that is not part of a dwelling’s grounds or garden

The combination of non-residential property and a place of dwelling (used as a residence) therefore make up a mixed-use property.

Do You Pay Stamp Duty on Mixed-Use Properties?

Yes, stamp duty is typically paid on all residential properties unless exempt, including non-residential or mixed use properties valued over £150,000. However, the non-residential rate is paid on such properties and this is typically lower than the residential rate. This gives rise to a potential rebate should you have incorrectly paid the higher rate.

house-stamp-duty-mixed-property-uk

How Much Is Stamp Duty for Mixed-Use Properties?

To work out your total stamp duty for mixed-use properties, you must first calculate the SDLT rate for the purchase price of the lease as well as the SDLT rate for the annual rent. These values will be different so you need to calculate them separately and then combine them. 

SDLT Rate for Mixed-Use Properties’ Purchase Price

  • For properties up to £150,000 = 0%
  • £150,001 – £250,000 = 2%
  • Above £250,000 = 5%

SDLT Rate for Mixed Properties’ Annual Rent

  • For rent costing £0 – £150,000 = 0%
  • £150,001 – £5,000,000 = 1%
  • Above £5,000,000 = 2%

HMRC and other online sources have stamp duty calculators, allowing you to work out your total stamp duty amount for a non-residential or mixed rate property without the tricky mathematics. However, these percentages give you a good idea of how much you might end up paying.

Types of Stamp Duty Relief for Mixed-Use Properties

Mixed Use Relief

The first type of relief you could access for stamp duty on mixed-use properties is mixed-use relief. This is available if the acquisition of property includes non-residential property as stamp duty is then payable at a lower commercial rate. The most stamp duty you might have to pay for a residential property is 17%, whereas commercial stamp duty lies at 5% on the highest end. Therefore by purchasing a mixed-use property, you will have already slashed your payable stamp duty. 

Multiple Dwellings Relief

Alternatively, multiple dwellings relief (MDR) is an option where two or more dwellings are acquired in the same transaction. The good thing about buying more than one residence at once is that you will only have to pay for the average price of the dwellings, essentially only being charged for one stamp duty amount.

Therefore, if a transaction involves a mixed-use property, the standard non-residential rates of stamp duty may apply. Whereas, if the mixed-use transaction comprises of more than one dwelling, then you could claim multiple dwellings relief and half your stamp duty overheads.

houses-row-stamp-duty-rebate-mixed-use

How to Apply for a Stamp Duty Rebate on Mixed-Use Properties

If you believe you could be entitled to a stamp duty rebate on your mixed-use property, the application process is fairly straightforward. By completing our online stamp duty rebate assessment form, our experts at Stamp Duty Rebate can assess your eligibility, work to defend any potential challenges, and send your application to HMRC on your behalf. Simply provide us with the necessary details of your claim, including your property information, and we’ll be able to help you navigate the complexities of stamp duty rebate.

After sending off your application, you should receive a decision within 6-8 weeks, and if successful, you’ll have your stamp duty money refunded to you shortly after. Though it is worth being aware that your application might take longer if you are required to send additional information to HMRC at their request.

Enquire About a Mixed-Use Property Stamp Duty Rebate Today

Get in touch with our financial experts to discuss all things stamp duty. Whether you’d like to go ahead with a rebate application, or simply look at your alternative options, we’re here to help. You can check your stamp duty rebate eligibility for free using our online form – it’s straightforward and fast. Alternatively, contact us.

Recent claims

How much can I expect to get back should my claim be valid and approved?

Every case is different. In some cases, we were able to arrange a rebate of up to 60% of the original SDLT paid. Some of the cases that we’ve successfully claimed refunds for:

Stamp Duty Rebate - Uninhabitable property
Rebate
£9,337.00

Ben L, Uninhabitable Property

Stamp Duty Rebate - Rebate - Primary Residence
Rebate
£26,795.00

Gary H, Primary Residence

Stamp Duty Rebate - Buy To Let
Rebate
£8,817.35

Matt S, Buy to Let

Stamp Duty Rebate - Primary Residence Interior
Rebate
£17,397.00

Ben G, Primary Residence

Stamp Duty Rebate - Uninhabitable property
Rebate
£13,044.95

Zev S, Buy to Let

Stamp Duty Rebate - Rebate - Primary Residence
Rebate
£2,502.33

Ashkey P, Buy to Let

Stamp Duty Rebate - Buy To Let
Rebate
£42,478.00

Sophia L, Primary Residence

Stamp Duty Rebate - Primary Residence Interior
Rebate
£2,340.51

Jonathan P, Buy to Let

Why Choose Stamp Duty Rebate?

When choosing Stamp Duty Rebate to complete your stamp duty rebate, we will always work efficiently, fast and keep all of your information secure. Not only do we provide a hassle-free service, but we ensure all of our customers are satisfied throughout the process.

Often, tax and finances can be stressful and time-consuming, so by choosing us you’ll save your time. By allowing us to complete the process for you, we will also be able to better the chances of receiving any thousands of pounds you may be owed. 

Our application process is straightforward for everyone, and we have a team on hand that will complete everything for you. Why not save your time and money today by choosing  Stamp Duty Rebate? As experts in the field with years of experience, we can ensure you’re in safe hands. 

Get in touch today to make a claim and find out whether you could be entitled thousands of pounds from HMRC.