Stamp Duty Rebate For Uninhabitable Apartment Blocks

Stamp Duty Land Tax (SDLT) is a tax that individuals purchasing property in the United Kingdom are required to pay. SDLT is exclusive to England and Northern Ireland, but Scotland and Wales also have similar tax schemes. The amount of stamp duty payable depends on the value of the property. However, there are instances where individuals may be eligible for a stamp duty rebate, particularly when dealing with uninhabitable apartment blocks.

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How Much Is Stamp Duty UK?

When buying a property, it is important to take stamp duty into consideration as this can significantly increase your total costs. The amount you are required to pay will vary on a case-by-case basis due to the type of property, whether or not you are a first-time buyer, and if you are eligible for exemptions or reliefs. As a guide, buyers moving into a new primary residence that are not first-time buyers can expect to pay:

Property Value

SDLT rate

Up to £250,000


£250,001 – £925,000


£925,001 – £1.5 million


Above £1.5 million


It is important to note that these rates can change, so it is recommended to verify the current stamp duty rates from reliable sources or consult with professionals upon purchasing a new property.


Is Stamp Duty Paid On Uninhabitable Properties?

In general, stamp duty is applicable when purchasing both residential and mixed-use properties, including apartments. This means that buyers are typically required to pay stamp duty based on the value of the property at the time of purchase. However, there are exceptions to this rule when it comes to uninhabitable properties.

With uninhabitable properties, individuals may be eligible to obtain a stamp duty rebate. The UK government has introduced the Stamp Duty Land Tax Relief to encourage the revitalization and redevelopment of such properties. This relief recognizes the potential value in bringing uninhabitable properties back into habitable condition and aims to incentivise investors to undertake the necessary renovations.


What Makes An Apartment Uninhabitable?

An apartment is considered uninhabitable when it is not suitable for occupation due to various factors. Some common reasons for an apartment to be classified as uninhabitable include severe structural defects, significant damage from fire or flooding, or any conditions that render the property unsafe or unsuitable for living.

  • Severe Structural Defects: If the apartment has significant structural issues, such as foundation problems, crumbling walls, or compromised load-bearing elements, it may be deemed uninhabitable. These defects pose safety risks and can affect the overall stability and integrity of the property.
  • Fire/Flooding Damage: Apartments that have experienced substantial damage from fire or flooding may be considered uninhabitable. Fire damage can compromise the structural safety of the building, while flood damage can lead to mould growth, electrical issues, and compromised utilities, making the property unsafe for living.
  • Absence of Basic Amenities: If an apartment lacks essential amenities like running water, electricity, heating, or proper sanitation facilities, it may be deemed uninhabitable. These amenities are essential for a property to meet the basic standards of habitability.
  • Hazardous Conditions: Any hazardous conditions that pose a significant risk to the health and safety of occupants can render an apartment uninhabitable. Examples of hazardous conditions include the presence of toxic substances like asbestos or lead-based paint, severe mould infestation, or inadequate ventilation that leads to poor air quality.
  • Non-compliance with crucial safety standards: Apartments that do not meet, for example, the latest electrical standards and are therefore dangerous may be deemed uninhabitable. This can also apply to the latest plumbing or building regulations.

Can You Get A Stamp Duty Rebate For Uninhabitable Apartment Blocks?

Yes, it is possible to qualify for a stamp duty rebate when purchasing uninhabitable apartment blocks in the UK. The government has introduced the Stamp Duty Land Tax Relief to encourage the revitalisation and redevelopment of such properties aimed to incentivise investors. 


To be eligible for a stamp duty rebate, at least one apartment in the apartment block must be not suitable for use as a dwelling at the time of purchase and meet the criteria for being uninhabitable due to the conditions mentioned previously. Plus, the renovation plans must comply with local planning regulations and be completed within a specified timeframe. For more information surrounding eligibility criteria for uninhabitable apartment block stamp duty rebate, get in touch with the Stamp Duty Rebate team.




How To Apply For A Stamp Duty Rebate?

Applying for a stamp duty rebate for an uninhabitable apartment block involves certain steps and documentation. It is advisable to seek professional advice from a qualified solicitor or tax advisor specialising in property matters to ensure compliance.

1. Gather Supporting Evidence

First, you should collect evidence to substantiate the uninhabitable status of the property. This may include survey reports, photographs, or official declarations from relevant authorities. By collating all necessary documentation before starting your application, you can help the process run smoothly. 

2. Develop Comprehensive Renovation Plans

Next, you’ll need to create detailed renovation plans that outline the necessary work to make the property habitable again. These plans should include timelines and cost estimates. Try to include as much detail as possible.

3. Submit The Application

Then, prepare and submit the application for a stamp duty rebate, including all the required documentation and evidence. Accuracy and completeness are essential at this stage. By partnering with Stamp Duty Rebate, we can submit the application on your behalf and be on hand to contest any issues should they arise.

4. Review and Approval

HMRC will review your application to assess its eligibility for a stamp duty rebate. If approved, you may receive a rebate on the stamp duty paid based on the purchase price of the property and the prevailing stamp duty rates at the time of the application. It usually takes between 6-8 weeks to receive an SDLT refund.

Recent claims

How much can I expect to get back should my claim be valid and approved?

Every case is different. In some cases, we were able to arrange a rebate of up to 60% of the original SDLT paid. Some of the cases that we’ve successfully claimed refunds for:

Steven B Primary Residence
Rebate Received £9,337.00
Purchase price £1,100,000.00
Stamp Duty Paid £53,750.00
Gary H Primary Residence
Rebate Received £26,795.00
Purchase price £1,485,000.00
Stamp Duty Paid £89,750.00
Matt S Buy to Let
Rebate Received £8,817.35
Purchase price £274,000.00
Stamp Duty Paid £11,920.00
Ben G Primary Residence
Rebate Received £17,397.00
Purchase price £1,260,000.00
Stamp Duty Paid £69,750.00
Zev S Buy to Let
Rebate Received £13,044.95
Purchase price £410,000.00
Stamp Duty Paid £22,800.00
Ashkey P Buy to Let
Rebate Received £2,502.33
Purchase price £82,500.00
Stamp Duty Paid £2,475.00
Sophia L Primary Residence
Rebate Received £42,478.00
Purchase price £1,680,000.00
Stamp Duty Paid £115,350.00
Jonathan P Buy to Let
Rebate Received £2,340.51
Purchase price £77,500.00
Stamp Duty Paid £2,325.00

Why Choose Stamp Duty Rebate?

When choosing Stamp Duty Rebate to complete your stamp duty rebate, we will always work efficiently, fast and keep all of your information secure. Not only do we provide a hassle-free service, but we ensure all of our customers are satisfied throughout the process.

Often, tax and finances can be stressful and time-consuming, yet by choosing us, you’ll be able to save time. By allowing us to complete the process for you, we will also be able to better the chances of receiving any thousands of pounds you may be owed.

Our application process is straightforward for everyone, and we have a team on hand that will complete everything for you. Why not save your time and money today by choosing  Stamp Duty Rebate? As experts in the field with years of experience, we can ensure you’re in safe hands. Get in touch today to make a claim and find out whether you could be entitled to thousands of pounds from HMRC.